Privacy Policy

This Privacy Policy explains how paydayloanstampa.com (“we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit our website, submit a loan request, or communicate with us.

paydayloanstampa.com is not a lender and does not make credit decisions, approve or fund loans, or determine loan amounts, rates, fees, repayment terms, or funding times. We provide a connecting service that may transmit your loan request to lenders, lending partners, or other providers in a participating network.

Information We Collect

We may collect information that you provide directly through our website, including:

• Contact information, such as your name, address, email address, and telephone number.
• Identification information, such as your date of birth, Social Security number, or driver’s license information.
• Loan request information, such as the requested amount, income, employment, pay frequency, housing status, and related financial details.
• Banking information, such as your bank name, account type, routing number, account number, and direct deposit status.
• Communications, consent records, marketing preferences, and privacy requests.

We may also automatically collect technical information, including your IP address, browser type, device type, operating system, referring website, pages viewed, approximate location, and interactions with our website.

How We Use Information

We may use personal information to:

• Operate and maintain our website and connecting service.
• Process and transmit your loan request to lenders, lending partners, lead networks, or service providers.
• Verify your identity and the information included in your request.
• Detect, investigate, and prevent fraud, unauthorized activity, or security incidents.
• Respond to questions, support requests, and other communications.
• Analyze website traffic, improve functionality, and measure service performance.
• Maintain consent, communication, compliance, and transaction records.
• Send marketing communications when permitted by law and consistent with your consent.
• Comply with applicable legal, regulatory, and contractual obligations.

How We Disclose Information

We may disclose personal information to lenders, lending partners, lead networks, and other financial service providers that may review your request and decide whether to present you with an offer. These third parties determine their own eligibility requirements, verification procedures, rates, fees, terms, and funding processes.

We may also disclose information to service providers that assist with hosting, data storage, analytics, communications, request routing, fraud prevention, identity verification, security, and website administration.

Information may be disclosed when required by law, legal process, court order, or governmental request, or when reasonably necessary to protect our rights, users, systems, or the public. Information may also be transferred in connection with a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction.

We are not responsible for the privacy practices, actions, or inactions of lenders, lending partners, lead networks, service providers, or other third parties. Information received by a third party is subject to that party’s own privacy practices.

Sale or Sharing of Personal Information

We may receive compensation when information associated with a loan request is transmitted to or accepted by a lender, lending partner, lead network, or other participating provider. Under certain state privacy laws, some disclosures may be considered a sale or sharing of personal information.

Where applicable, you may request to opt out of future sales or sharing by emailing [email protected] with the subject line “Do Not Sell or Share My Personal Information.” Please include the name, email address, and telephone number associated with your request.

An opt-out request does not reverse disclosures completed before the request was processed and may not restrict disclosures necessary to provide a service you specifically requested or disclosures otherwise permitted by law.

Credit and Verification Procedures

A lender or lending partner may verify your identity, income, employment, banking information, or other details. Some lenders may obtain a consumer report or perform another form of credit verification. Additional information or documentation may be required. These procedures are controlled by the lender or lending partner and vary according to the provider and your individual circumstances.

Cookies and Similar Technologies

We may use cookies, pixels, log files, and similar technologies to operate the website, remember preferences, maintain security, prevent fraud, understand website traffic, measure performance, and evaluate marketing activities.

You may be able to block or delete cookies through your browser settings. Disabling certain cookies may affect website functionality or prevent parts of the loan request process from working correctly.

Data Security

We use reasonable administrative, technical, and physical safeguards intended to protect personal information against unauthorized access, disclosure, alteration, loss, or misuse. However, no internet transmission, website, or electronic storage system can be guaranteed to be completely secure.

Data Retention

We retain personal information for as long as reasonably necessary to provide requested services, maintain business and consent records, prevent fraud, resolve disputes, enforce agreements, and comply with applicable legal or regulatory obligations. Retention periods may vary based on the type of information and the purpose for which it was collected.

Your Privacy Rights

Depending on your state of residence and applicable law, you may have the right to:

• Request access to personal information maintained about you.
• Request correction of inaccurate personal information.
• Request deletion of certain personal information.
• Request a portable copy of certain personal information.
• Opt out of certain sales or sharing of personal information.
• Request limits on certain uses of sensitive personal information.
• Appeal a decision concerning a privacy request.
• Exercise your privacy rights without unlawful discrimination.

To submit a privacy request, email [email protected] and describe the right you wish to exercise. We may request information reasonably necessary to verify your identity and locate the relevant records.

We may deny or limit a request where permitted by law, including when information must be retained for fraud prevention, security, legal compliance, recordkeeping, dispute resolution, or completion of a transaction requested by the consumer.

Marketing Communications

You may opt out of promotional emails by following the unsubscribe instructions included in the message. You may opt out of text messages by following the instructions provided in the message. Opting out of promotional communications does not prevent necessary service-related, transactional, or legally required communications.

Consent When Submitting Information

By submitting your information, you confirm that you have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.

Children’s Privacy

Our website and services are intended only for individuals who are at least 18 years old. We do not knowingly collect personal information from children. If we learn that personal information was submitted by an individual under 18, we will take reasonable steps to delete it.

Third-Party Services

Our website may direct you to websites or services operated by lenders, lending partners, or other third parties. This Privacy Policy does not govern third-party websites or services. You should review the applicable third party’s privacy practices before providing or accepting the use of your personal information.

Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes to our services, business practices, technology, or legal obligations. The updated version will be published with a revised “Last Updated” date. Your continued use of the website after an update is subject to the revised Privacy Policy.

Contact Us

For questions about this Privacy Policy, our information practices, or a privacy rights request, contact us at [email protected].