Rates and Fees

This website is not a lender and does not make credit decisions, approve loan requests, set loan terms, or provide loan funds. The website provides a connecting service that allows consumers to submit a loan request for consideration by lenders or lending partners in a network.

Each lender determines its own loan amounts, annual percentage rates, finance charges, fees, repayment schedules, and other terms. These conditions may vary based on the lender, applicable state law, and the consumer’s individual circumstances. Submitting a loan request does not guarantee approval or receipt of a loan offer.

Rates and Fees

If a lender decides to offer a loan, the lender will provide the applicable APR, finance charges, fees, payment schedule, total repayment amount, and other important terms in the loan agreement. Review the agreement carefully before accepting an offer.

Pay particular attention to repayment dates, late-payment fees, returned-payment fees, renewal policies, collection practices, and the possible impact on your credit score. Questions about a specific offer or agreement should be directed to the lender that provided it.

Late Payments and Non-Payment

Late or missed payments may result in additional fees, collection activity, and a negative impact on your credit score. If you expect difficulty making a payment, contact your lender as soon as possible to discuss the options that may be available. This website cannot change, delay, or cancel payment obligations established by a lender.

Renewals and Extensions

Renewal, extension, and refinancing policies vary by lender and may not be available in every state. These options may involve additional fees and finance charges. Carefully review the lender’s renewal policy and all associated costs before agreeing to an extension or renewal.

Availability

Loan availability, amounts, rates, fees, repayment terms, approval decisions, and funding times vary by lender and state. The connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia.

Responsible Borrowing

Short-term loans are expensive financial products and should not be used as a long-term financial solution. Consider available alternatives and accept a loan offer only after reviewing the lender’s full terms and determining that you can meet the repayment obligations.

This website is not responsible for the actions or inactions of any lender or lending partner. For questions about the connecting service, contact [email protected]. The information provided on this page is for general informational purposes only and should not be considered legal or financial advice.